Life Insurance 101

Life Insurance 101

Life insurance is not exactly the most uplifting topic to discuss, but it is an important one. For this piece, I sat down with an expert in the matter: my husband, Dan Ekblad. Dan was a licensed insurance agent in Eau Claire for over 35 years. He was licensed […]

Life Insurance 101 - IHP Advisors - Salt Lake City

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I really could not have said it better myself. What a great article!

Right off the top asking the best questions of all “Who Need Life Insurance?”

Answer is stated very clearly in the article, “Everyone”. It could not be any more simple than that.

By no means will I ever jump on any sort of fear-mongering bandwagon. However, the stark reality is this, every day we get closer to meeting our maker and everyday life insurance gets more expensive.

There is no place you can put your money that has the guarantees life insurance has – in death or in life.

Do yourself a favor and read the article. If you have any questions I would be happy to answer them for you. All you have to do is click the link on the right to schedule a 30-minute conversation.

The one thing I do not agree with the author, is getting life insurance through an online portal. Especially knowing the value her husband creates as an life insurance agent.

Although life insurance is the cornerstone of any financial plan, it needs to fit within your current financial plan. Your financial plan will grow as you grow. Having a simple term policy is a great start. Did you know there’s Increasing Term, Decreasing, Convertible Term, and others?

Before going to one of those online retailers, go to and take a look How Much Life Insurance Do You Need. It’s a great resource that will help you calculate how much you need.

If you have any questions, make sure to schedule your 30-minute introductory call. There’s no cost to it and certainly no obligation. Click link below to schedule a time that works for you.

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