Do You Need Life Insurance if You’re Single?

Do You Need Life Insurance if You’re Single?

It’s generally accepted that life insurance is needed when people depend on your income, but what if you’re single? Depending on your situation it might not be needed , but there are still some reasons why life insurance might be worth buying. The main purpose of life insurance is […]

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There is no shortage of debate around whether a single person with no dependents should have life insurance. You can an article on the topic at least once a quarter on the internet. Each article is the same as the last in that the author dances around the topics while never actually answering the question.

This article is from MSN is no different.

The author starts out with the statement of “depending on your situation it might not be needed, but there are still reasons why life insurance might be worth buying.” The opening statement is about as uncommitted as a politician answering debate questions.

Let me be clear in answering this long-standing debate as to whether a single person should have life insurance – YES. Absolutely. Without question. A single person should have life insurance.

The question of “do you” is a horrible question. The better question should be how young should a single person get a policy?

Answer: as soon as the child gets a social security number.

Is that clear enough?

It’s not a matter of “should you” or “do you need”. It’s only a matter of what type of life insurance is appropriate for the situation. You should talk to a financial professional that can walk you through those options.

You can check out the full article by clicking on the link above. If you have any questions about what your options might be, send me a message. I’d be happy to get you all the information you need to make the best decision for your situation.

The Information provided is for educational purposes only and should not be viewed as a recommendation to buy or sell any particular financial product or service. The views expressed in the above article are of the author and not that of MSN, its affiliates, or partners. Depending on your individual situation, discussions presented may not be appropriate. Investing involves risk, including loss of value. Insurance and other financial products and services may be subject to certain terms, conditions, and costs not identified within the enclosed material. Any strategies represented are not guarantees of future performance or success, and may not be appropriate for your situation. Please consult your CPA or other tax professional before moving forward with any financial products. Also, do not post any information you do not wish to be shared with others. If you have a matter requiring immediate attention, contact me at
I am a licensed life insurance professional in the following states: UT, CA, ID, DC, NV. This is not an offer or solicitation in any state.

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